How much do I need to earn in Austin, TX to match $75,000 in San Francisco, CA?

You would need approximately $45,833 in Austin, TX to maintain the same standard of living as $75,000 in San Francisco, CA.

Is Austin, TX more expensive than San Francisco, CA?

No, Austin, TX is 38.9% less expensive than San Francisco, CA based on cost-of-living index.

City Comparison

Cost-of-living comparison, salary equivalence, housing costs, and tax differences.

Data last updated: July 25, 2026

COL Index180.0

Housing Index265.0

Median Salary$92,000

1BR Rent (avg)$3,400

3BR Rent (avg)$6,200

State/Prov Tax7.1%

COL Index110.0

Housing Index130.0

Median Salary$64,000

1BR Rent (avg)$1,850

3BR Rent (avg)$3,200

State/Prov Tax0.0%

Current Salary (San Francisco, CA)	Equivalent in Austin, TX	Housing-Adjusted
$50,000	$30,555	$24,528
$75,000	$45,833	$36,792
$100,000	$61,111	$49,056
$150,000	$91,666	$73,584
$200,000	$122,222	$98,113

Overall COL Difference-38.9%

Housing Cost Difference-50.9%

1BR Rent Difference-45.6%

3BR Rent Difference-48.4%

Tax Rate Difference-7.1 pts